Who this tier is generally built for
Fleets with roughly a year on the road, a credit score around 580 or better, and $15,000 or more in monthly revenue — smaller or newer than the Established Fleet tier requires.
- Time in business: 1 year
- Personal credit score: around 580+
- Monthly revenue: $15,000 or more
These are general guidelines, not a hard cutoff. A fleet with strong, consistent deposits can outweigh a thinner credit file.
What kind of funding this usually looks like
Funding at this tier is sized to a smaller or newer operation, with room to grow into Established Fleet terms as revenue and time in business build.
Amount and pricing are set to fit where the fleet is today, not where it will be in a year. Every funded file is a chance to build the history that unlocks the next tier's terms.
How this grows with your fleet
Consistent, on-time repayment and steady deposits are the fastest way to move from this tier into Established Fleet terms.
As time in business and monthly revenue build, a fleet at this tier typically becomes eligible for the Established Fleet tier's higher amounts. There's no separate application for that — TruckStop Capital reviews it as your file changes.
What you’ll typically need
- Recent business bank statements
- Basic business and ownership details
- A short description of what the funds are for
Frequently asked questions
Is this funding direct from TruckStop Capital?
TruckStop Capital helps fleets get funded.
What if my fleet is less than a year old?
TruckStop Capital reviews every application against its full range of partners. Even a newer fleet is worth applying with — you'll be told plainly if it's not the right time yet.
Will my terms be different from an established fleet's?
Usually, yes — amount and pricing reflect the shorter track record. Terms typically improve as time in business and revenue build.
Does applying hurt my credit?
Practices vary by product and partner. Ask about the credit check method for any offer before you accept it.
See your real options
One secure application. No obligation to accept an offer.
Updated September 14, 2026 · TruckStop Capital Funding Team