Established Fleet1+ year running, $25K+/month revenue. Working capital or factor-rate advance up to $250,000+.See if this fitsGrowing FleetAbout 1 year in business, 580+ credit, $15K+/month revenue. Sized to a smaller fleet, with room to grow.See if this fitsSecond LookPast credit challenges or a thin file. Reviewed by hand — approvals exist even where a bank said no.See if this fits
Compare the three at a glance
Time in business, monthly revenue, and credit are the three things that move a fleet's file from one tier to another — and deposit history counts alongside all three.
| Tier | Time in business | Credit | Monthly revenue |
|---|---|---|---|
| Established Fleet | 1+ year | General credit considered | $25,000+ |
| Growing Fleet | 1 year | 580+ | $15,000+ |
| Second Look | 6 months+ | As low as 500s, case by case | Reviewed individually |
Frequently asked questions
What if I'm not sure which tier fits my fleet?
Apply once — TruckStop Capital reviews your file and matches it to the right tier itself. You don't need to guess.
Can my fleet move from one tier to another over time?
Yes. Fleets commonly start at Growing Fleet or Second Look and move into Established Fleet terms as revenue and time on the road build.
Does applying commit me to anything?
No. One secure application shows your real options, and you decide whether to accept any offer.
Find out where your fleet fits
One secure application. No obligation to accept an offer.
Updated September 14, 2026 · TruckStop Capital Funding Team